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AI rally holds, but breadth narrows—Market Insights (July 2026)

The AI-driven rally lost steam as chip stocks tumbled, but broad equity and bond markets held steady amid Fed caution and Middle East tensions.

August 25, 2026

Building a fixed income allocation: from building blocks to portfolio

How to build a fixed income allocation: the role bonds play, duration and laddering, active vs passive, and bond funds available in Hong Kong.

Hong Kong fixed deposit and money market funds: Grow your idle cash (Aug 2026)

Explore optimal ways to grow your savings with flexible cash management solutions.

ORSO explained: how occupational retirement schemes work in Hong Kong, and how they compare with the MPF

ORSO governs Hong Kong’s voluntary occupational retirement schemes. Learn how ORSO works, how it compares with the MPF, and how benefits are taxed.

Webinars and Events Articles

Investing 

What is an ETF? How exchange-traded funds work, from history to market mechanics

What an ETF is and how it works: from the Tracker Fund’s 1999 launch to US$23 trillion globally, via creation, redemption, and the 2020 stress test.

Building a fixed income allocation: from building blocks to portfolio

How to build a fixed income allocation: the role bonds play, duration and laddering, active vs passive, and bond funds available in Hong Kong.

Investment Grade vs High Yield: understanding the credit spectrum

How investment grade and high yield bonds differ: credit ratings, the BBB− boundary, spreads, and default rates — and what the trade-off means.

AI rally holds, but breadth narrows—Market Insights (July 2026)

The AI-driven rally lost steam as chip stocks tumbled, but broad equity and bond markets held steady amid Fed caution and Middle East tensions.

The carry trade: how investors earn a yield differential, and why it can reverse

Bond yields and duration: what every investor needs to know

How to invest in stocks in Hong Kong: a beginner’s guide grounded in evidence

Smoothing in private markets: what it is, and what it means for your portfolio

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Investment Solutions 

Private credit beyond direct lending: secondaries and asset based finance

Private credit is broader than direct lending. Learn how private credit secondaries and asset-based finance work — and why both are scaling fast.

ETF costs explained: what do you actually pay when you buy and sell?

What do you actually pay when trading an ETF in Hong Kong? Bid-ask spreads, NAV premiums, slippage, and RFQ execution explained.

Hong Kong fixed deposit and money market funds: Grow your idle cash (Aug 2026)

Explore optimal ways to grow your savings with flexible cash management solutions.

Unit trusts in Hong Kong: how they work, what they cost, how to buy

What a unit trust is, how it differs from a mutual fund and an ETF, the fees Hong Kong investors pay including trailer fees, and how to invest.

In-Person Event | Exploring Global Markets with Dual-Engine Investing

In-Person Event | Beyond the Rate Debate: Where Fixed Income Opportunities Lie

Webinar: Endowus Q2 2026 Market Insights & Portfolio Performance

Endowus HK Q2 2026 Portfolio Performance Review

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Personal Finance 

ORSO explained: how occupational retirement schemes work in Hong Kong, and how they compare with the MPF

ORSO governs Hong Kong’s voluntary occupational retirement schemes. Learn how ORSO works, how it compares with the MPF, and how benefits are taxed.

A guide to time deposit rates in Hong Kong: how they compare to Silver Bonds and cash funds

Compare the best HKD and USD time deposit rates across Hong Kong's traditional and virtual banks by tenor, with Silver Bond and cash fund alternatives.

In-Person Event | Navigating Ivy League & Oxbridge Admissions in 2026

Join Endowus on August 19, 2026, for an exclusive event with JanAces Admission and Koios Education on navigating today’s university admissions landscape.

In-Person Event | Next-Gen Investing: The Science of Building Long-Term Wealth

Join the Endowus CEO and CIO on August 5, 2026, for a practical guide to smart investing and the science of building long-term wealth early in life.

In-Person Event | Playing The Long Game: Patience, Persistence, Performance

Tips from an adulting fintech entrepreneur and father of three

In-Person Event | Personal Investing Workshop: How to Stay Rational When Markets Aren't

2026 bonus planning: Tax savings and investment tips

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Retirement 

ORSO explained: how occupational retirement schemes work in Hong Kong, and how they compare with the MPF

ORSO governs Hong Kong’s voluntary occupational retirement schemes. Learn how ORSO works, how it compares with the MPF, and how benefits are taxed.

Inflation and your retirement savings: why it matters

Hong Kong's inflation rate was 2.0% in June 2026. See the 10-year trend, how the MPF compares, and what it means for your retirement savings.

MPF in Hong Kong: contributions, fees, and the limits of the mandatory system

How MPF contributions, the income ceiling and eMPF fees work in 2026, and what to do with retirement savings above the mandatory contribution cap.

Saving with MPF and beyond: Why a goal-based, diversified strategy is the modern approach to retirement

MPF contributions alone cannot fund a comfortable retirement in Hong Kong. Learn why the HK$3,000 monthly cap falls short and how to invest for every life goal.

How to stop worrying about retirement and start planning

Many people are anxious about not having enough for retirement, but fear is not a plan. Learn how to build a robust retirement plan without sacrificing your present quality of life.

Micro-retirement: Introducing the fresh face of retirement

More Hong Kongers are not waiting till their 60s to experience life, and are instead choosing to “micro-retire” throughout their careers. Learn how you can plan for a worry-free micro-retirement in just 5 steps.

The science behind why we are bad at saving for retirement

Our minds are vulnerable to innate cognitive biases and psychological pitfalls when it comes to taking actions that will benefit us in the long term.

How much do you need to retire in Hong Kong?

Retirement: Some Hongkongers dream of it, others dread it | Learn how much you need for your golden years and how to start planning now.

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About Endowus 

Private wealth management in Hong Kong: thresholds, trailer fees, and what you actually pay

Bank premium banking in Hong Kong often starts at HK$1 million. Learn what a trailer fee is, how the SFC regulates it, and how Endowus rebates it in full.

Endowus vs Syfe vs StashAway: which wealth platform is right for Hong Kong investors?

Compare Endowus, Syfe and StashAway for Hong Kong: SFC licensing, fees, total cost of ownership, MPF and which wealth platform fits you.

Multi-currency expansion: Manage global assets hassle-free

Plan smarter for overseas tuition or property mortgage repayments with Endowus multi-currency investments.

What is a robo advisor and why Endowus is different

Discover how Endowus stands out among robo-advisors like Stashaway, Syfe and Aqumon. Learn about Endowus’ unique approach with real advisors offering personalised support

Wealth management conflicts of interest are failing investors. Here’s what’s needed

The 'fee-based' model – as pioneered in mature financial markets – encourages wealth managers to uphold their fiduciary responsibility, instead of chasing lucrative commissions.

4 New features on the Endowus platform

Explore eDDA, fund holdings transfer-in, automatic statement forwarding, and more new features on Endowus HK!

How your money and assets are kept safe and secured when investing through Endowus Hong Kong

Find out how Endowus keeps your money and assets safe and secured.

A letter from Endowus' Co-founders

A successful US$35M fundraise, a glimpse of the future, and a sincere Thank You. 成功融資3,500萬美元，衷心感謝一路有您，與您一起展望未來

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General Information
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